Government Shutdown Assistance:
Have you been affected by the government shutdown? Workers is here for you. Learn more.
You Deserve More for Your Money
Earn competitive rates on Workers checking, savings and CD accounts and get low rates on loans for your life or your business.
We encourage members with balances that exceed $100,000 to meet with a Relationship Manager to see if you qualify for a PlanIt+ Membership.
Flexible loans to help with life’s other expenses.1,2
Loan Amount | Term | APR* | Payment per $1,000 | Based On |
---|---|---|---|---|
$500 to $50,000 | up to 60 months | 11.49% | $21.99 | 60 months |
Rates for a checking line of credit.1,3
Interest Rate |
---|
18% |
Establish or rebuild your credit.1
APR* |
---|
3.00% over Savings/CD dividend rate |
1 All Personal Loans: APR=Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. Subject to credit underwriting and approval. Loan amount and rate may vary based upon an individual’s credit history and underwriting factors. Minimum monthly payment of $150. Visit our rates page for all available rates and terms. Rates effective as of 9/3/2025, subject to change at any time and may increase after consummation. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Must be 18 years of age or older to be eligible.
2APR: APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms.
3Checking Line of Credit: Annual fee of $25. Individuals under the age of 18 are not eligible for a Checking Line of Credit. Subject to approval.