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Routing Number: #211382931
Routing Number: #211382931
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Checking & Savings
  • Checking
  • Savings
  • CDs
  • Money Market
  • Relationship Banking
  • Student Banking

Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
  • Mortgages
  • Home Loans
  • Personal Loans
  • Vehicle Loans
  • Student Loans and Refi

Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
Credit Cards
  • Platinum
  • Everyday Rewards+
  • Visa Max Cash Preferred Card
  • Compare Credit Cards

Credit Cards

Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
Learn more about our credit card options
Investments
  • Investments & Planning Solutions
  • Trust & Will

Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
Learn more about our Investments & Planning Solutions
Insurance
  • Home Insurance
  • Vehicle Insurance
  • Other Insurance Options
  • Pay Your Bills
  • File a Claim
  • Request a Quote

Auto Insurance

One-on-one guidance from a local agent and the right coverage at the best price.
Learn more about our auto insurance options
Business
  • Business Lending Solutions
  • Business Accounts
  • Meet the Business Team
  • Business Credit Cards
  • Business Insurance
  • Merchant Services

Business Lending Solutions

Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
Learn more about our Business lending Solutions
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You Deserve More for Your Money

Rates

Earn competitive rates on Workers checking, savings and CD accounts and get low rates on loans for your life or your business.
We encourage members with balances that exceed $100,000 to meet with a Relationship Manager to see if you qualify for a PlanIt+ Membership.

  1. Home
  2. Personal Rates
Personal Accounts
Business Accounts
Vehicle Loans
Home Loans
Personal Loans

Personal Loans

Flexible loans to help with life’s other expenses.1,2

Loan Amount Term APR* Payment per $1,000 Based On
$500 to $50,000 up to 60 months 11.49% $21.99 60 months
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Checking Line of Credit

Rates for a checking line of credit.1,3

Interest Rate
18%
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Savings Secured Loans

Establish or rebuild your credit.1

APR*
3.00% over Savings/CD dividend rate
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1 All Personal Loans: APR=Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. Subject to credit underwriting and approval. Loan amount and rate may vary based upon an individual’s credit history and underwriting factors. Minimum monthly payment of $150. Visit our rates page for all available rates and terms. Rates effective as of 9/3/2025, subject to change at any time and may increase after consummation. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Must be 18 years of age or older to be eligible.

2APR: APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account  cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms.

3Checking Line of Credit: Annual fee of $25. Individuals under the age of 18 are not eligible for a Checking Line of Credit. Subject to approval.

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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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NMLS #472618
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Routing #211382931