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Routing Number: #211382931
Government Shutdown Assistance:
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You Deserve More for Your Money
Earn competitive rates on Workers checking, savings and CD accounts and get low rates on loans for your life or your business.
We encourage members with balances that exceed $100,000 to meet with a Relationship Manager to see if you qualify for a PlanIt+ Membership.
Rates for Business Savings account holders.1
| Minimum Daily Balance for Stated APY | Rate | APY | Minimum to Open |
|---|---|---|---|
| $50 | 0.05% | 0.05% | $5 |
Use as your membership account or additional savings.1
| Minimum Daily Balance for APY | Rate | APY | Minimum to Open |
|---|---|---|---|
| $50 | 0.05% | 0.05% | $5 |
Save more with high rates and small attainable tiers.1,2
| Minimum Daily Balance for Stated APY | Base Rate | Base APY | Minimum to Open |
|---|---|---|---|
| $0–$499.99 | 1.00% | 1.00% | $5 |
| $500–$999.99 | 1.00% | 1.00%-1.01% | $5 |
| $1,000–$1,999.99 | 0.15% | 1.01%-0.58% | $5 |
| $2,000–$2,999.99 | 0.15% | 0.58%–0.44% | $5 |
| $3,000–$4,999.99 | 0.15% | 0.44%–0.32% | $5 |
| $5,000–$6,999.99 | 0.15% | 0.32%–0.27% | $5 |
| $7,000–$9,999.99 | 0.15% | 0.27%–0.24% | $5 |
| $10,000–$12,999.99 | 0.15% | 0.24%–0.22% | $5 |
| $13,000–$16,999.99 | 0.15% | 0.22%–0.20% | $5 |
| $17,000–$20,999.99 | 0.15% | 0.20%–0.19% | $5 |
| $21,000–$24,999.99 | 0.17% | 0.19%–0.18% | $5 |
| $25,000–$29,999.99 | 0.15% | 0.18%–0.18% | $5 |
| $30,000–$39,999.99 | 0.18% | 0.18%–0.17% | $5 |
| $40,000–$49,999.99 | 0.15% | 0.17%–0.17% | $5 |
| $50,000–74,999.99 | 0.15% | 0.17%–0.16% | $5 |
| $75,000–$99,999.99 | 0.15% | 0.16%–0.16% | $5 |
| $100,000–$249,999.99 | 0.15% | 0.16%–0.15% | $5 |
| $250,000–$999,999.99 | 0.15% | 0.15%–0.15% | $5 |
| $1,000,000 or more | 0.15% | 0.15%–0.15% | $5 |
Boost your profits, not your expenses with this low-cost checking account.1,3
| Minimum Daily Balance for Stated APY | Rate | APY | Minimum to Open |
|---|---|---|---|
| N/A | 0 | 0 | $5 |
Rates for Non Profit Checking account holders.1
| Minimum Daily Balance for Stated APY | Rate | APY | Minimum to Open |
|---|---|---|---|
| N/A | 0 | 0 | $5 |
Make your money work for you in this multi-tiered account.1
| Minimum Daily Balance for Stated APY | Rate | APY |
|---|---|---|
| $50–$9,999.99 | 1.34% | 1.35% |
| $10,000–$49,999.99 | 2.32% | 2.35% |
| $50,000 or more | 3.30% | 3.35% |
1All Accounts: Rates subject to change at any time without notice unless otherwise noted. Rate may change after the account is opened. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. $5 will be held in account until the account is terminated, at which time it will be returned to the account owner. Annual Percentage Yield (APY) and rates are effective as of 9/3/2025. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.
2Business SaveUp Savings: The minimum balance required to open this account is $5. You must maintain a minimum daily balance of $5 in your account each day to obtain the disclosed annual percentage yields as per our disclosed rates. See rates table above for the breakdown of tiers, rates and minimum balance to earn dividend requirements.
Note: As of June 1, 2021, In order to receive the higher APY listed you must have a direct deposit(s) and/or monthly deposit(s) that include internal transfers, external transfers or deposits that aggregate to at least $50 in the statement period which will allow you to be able to be eligible to earn a higher annual percentage yield(APY) on each applicable tier. If you do not make the $50 deposit as noted, you will earn the base APY for that month. The $50 deposit must post prior to the end of the statement cycle to receive the higher APY.
Further, in addition to meeting the requirement as listed above to earn the higher APY rate, the account must be open for the entire statement period, otherwise, the base rate will be applied to the entire balance for the number of days in which the account was opened during the month.
The highest APY range listed assumes a deposit of $3,000,000 for illustration purposes only. There is no maximum deposit amount. There is a limit of one (1) Business SaveUp account per entity as a primary owner.
3Business Checking: Deposits,
items deposited and checks paid are considered transactions. Free Bill Pay does not include Small Business Payments. Please ask a Financial Service Representative for details.
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