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Routing Number: #211382931
Routing Number: #211382931
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Checking & Savings
  • Checking
  • Savings
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  • Money Market
  • Relationship Banking
  • Student Banking

Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
  • Mortgages
  • Home Loans
  • Personal Loans
  • Vehicle Loans
  • Student Loans and Refi

Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
Credit Cards
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Credit Cards

Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
Learn more about our credit card options
Investments
  • Investments & Planning Solutions
  • Trust & Will

Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
Learn more about our Investments & Planning Solutions
Insurance
  • Home Insurance
  • Vehicle Insurance
  • Other Insurance Options
  • Pay Your Bills
  • File a Claim
  • Request a Quote

Auto Insurance

One-on-one guidance from a local agent and the right coverage at the best price.
Learn more about our auto insurance options
Business
  • Business Lending Solutions
  • Business Accounts
  • Meet the Business Team
  • Business Credit Cards
  • Business Insurance
  • Merchant Services

Business Lending Solutions

Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
Learn more about our Business lending Solutions
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Business

Business Lending Solutions

Find a partner in Workers Credit Union! You want to grow your business and we have the expertise and loan options to help. From real-estate development to term loans our experts are here for you.

  1. Home
  2. Business Lending Solutions

Commercial Real Estate Loan

First mortgage for developers, business owners, and investors.

  • $25,000-$20 million
  • Fixed rate for 5 years1
  • Terms up to 25 years
  • 80% financing
  • Uses: Renovations, construction, and acquisitions
Learn More Contact Us

Business Line of Credit

Flexible line of credit for your ever-changing business needs.

  • Up to $100,000
  • Variable rates1
  • Flexible terms
  • 80% financing based on receivables
  • 50% financing based on inventory
  • Revolving and on-demand
  • Unsecured lines up to %25,000 for eligible businesses
Learn More Contact Us

Business Term Loans

Loans for equipment and assets.

  • $50,000 - $20 million
  • Competitive fixed rate1
  • Terms up to 7 years
  • 80% financing
  • 5 - year unsecured loans up to $25,000 for eligible businesses
Learn More Contact Us

SBA Lending Solutions

7(A) Loan - Primary SBA loan program for a variety of uses:

  • $50,000 - $5 million
  • Competitive rates2
  • Terms up to 25 years for real estate
  • Terms up to 10 years for business acquisition/equipment
  • Terms up to 7 years for working capital
  • Uses: equipment, supplies, furniture, renovations, inventory, acquiring or starting a business, working capital, land, refinance existing debt
Learn More Contact Us

All Loan Accounts Have Access to these Features:

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Businesses of Any Size

Whether you're a sole proprietor or a mid-sized business, you're welcome to apply for any of our lending solutions.
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No Prepayment Penalties

Paying off your loan early means your business is thriving and we don't think you should be penalized for that.
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Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.
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Online and Mobile Banking

View accounts, check balances, and make a payment.3

Doing Business, The Workers Way

As a business member, you always have access to a Business Relationship Manager who will walk you through the lending process step by step and provide expertise for your small business banking needs. After all, your success is our success!
Meet The Business Team
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1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 8/18/2021 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Other rates and terms available. Annual Percentage Rate=APR. No down payment required unless otherwise noted.

2Subject to SBA eligibility requirements. Contact the business team to determine which loan is best suited for your needs. Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Other rates and terms available. Annual Percentage Rate=APR. No down payment required unless otherwise noted..

3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.

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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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NMLS #472618
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Routing #211382931