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Routing Number: #211382931
Routing Number: #211382931
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Checking & Savings
  • Checking
  • Savings
  • CDs
  • Money Market
  • Relationship Banking
  • Student Banking

Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
  • Mortgages
  • Home Loans
  • Personal Loans
  • Vehicle Loans
  • Student Loans and Refi

Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
Credit Cards
  • Platinum
  • Everyday Rewards+
  • Visa Max Cash Preferred Card
  • Compare Credit Cards

Credit Cards

Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
Learn more about our credit card options
Investments
  • Investments & Planning Solutions
  • Trust & Will

Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
Learn more about our Investments & Planning Solutions
Insurance
  • Home Insurance
  • Vehicle Insurance
  • Other Insurance Options
  • Pay Your Bills
  • File a Claim
  • Request a Quote

Auto Insurance

One-on-one guidance from a local agent and the right coverage at the best price.
Learn more about our auto insurance options
Business
  • Business Lending Solutions
  • Business Accounts
  • Meet the Business Team
  • Business Credit Cards
  • Business Insurance
  • Merchant Services

Business Lending Solutions

Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
Learn more about our Business lending Solutions
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Personal Loans

Loan Options for Life’s Other Expenses

When you need a loan for things other than a home or car, a personal loan comes in handy. Pay unexpected bills, build credit, consolidate debt and more!

  1. Home
  2. Personal Loans

Personal Loans

Build credit, consolidate debt, and more!

Personal Loans

Flexible loans to help with life’s other expenses.

  • Borrow $500 to $50,000
  • Rates starting at as low as {{RatePlaceHolder}} APR1,2
  • Up to 60 month repayment terms based on amount
  • Discounted rate with autopay from a Workers checking2
Learn More Apply Now

Quick Loans

Manage your short-term cash needs.

  • Borrow $200 to $1,000 based on eligibility5
  • Apply online 24/7 and obtain a decision in minutes
  • No credit report pull
  • Funds typically deposited in your account within 24 hours
Learn More Apply Now

Fuel Fund Loan

A budget friendly way to heat your home.

  • Borrow up to $30001,6
  • Flexible options up to 12 months
  • Autopay from a Workers checking account required6
  • No application fee
  • Apply online
Learn More Apply Now

Secured Loan

Establish or rebuild your credit with collateral.

  • Use your savings account or CD as collateral
  • Get a low loan rate and still earn interest on your savings1
  • Repayment terms up to 60 months (5 years)
  • Apply online
Learn More Apply Now

Convenient Online Payments & Mobile Banking

Pay your loan anytime from your online banking account or through the mobile app. View accounts, check balances, setup ebilling and make a payment.3
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Personal and Secured loan accounts have access to:

Payment Protection

Contact us to add Payment Protection to your loan.4

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1APR=Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. Subject to credit underwriting and approval. Loan amount and rate may vary based upon an individual’s credit history and underwriting factors. Minimum monthly payment of $150. Visit our rates page for all available rates and terms. Rates effective as of , subject to change at any time and may increase after consummation. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Must be 18 years of age or older to be eligible.

2APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account  cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms

3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.

4Cost of Payment Protection is based on your loan amount and chosen add-ons. This service helps cover the cost of your loan should you be unable to pay due to unemployment, disability, or death. Please contact us for details.

5Must be a Workers Federal Credit Union Member 18 years or older to be eligible. Loan eligibility subject to account history and the ability-to-repay determined by account activity. Workers Federal Credit Union offers this CashPlease loan product in partnership with Velocity Solutions, LLC.

6Fuel Fund Loan: Automatic electronic loan payment from any Workers Checking Account is required for this loan type. Workers checking account required. Minimum to open a checking account is $5. First payment due 30 days after closing, bi-weekly payments will commence after the first payment. Loan funds will be paid directly to oil company on behalf of the member. 
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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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Routing #211382931