Credit Builder Loan

¹Loan amount, payment, rate, and terms may vary based on loan amount and term.  This product does not require credit score review and is not subject to credit approval.  Visit our rates page for all available rates and terms. Rates effective as of   and subject to change at any time. Minimum monthly of the payment per $1,000 borrowed. Offers may be withdrawn at any time. Workers Federal Credit Union membership required minimum balance to open membership account is $5, unless otherwise noted.  APR=Annual Percentage Rate.

²Loan proceeds are deposited into your WCU Savings account and are placed on hold, as collateral to secure the loan. As each payment is made, an amount equal to the principal portion of the payment is released and becomes available. Early payoff is allowed; however, remaining funds will not be released until the loan is fully satisfied, meaning all principal, accrued interest, and any applicable fees have been paid in full.  Your payment history, including any missed or late payments, may affect your credit score. Workers checking account required. Minimum to open a checking account is $5.  Automatic electronic loan payment from your Workers Checking Account is required.  Visit our rates page for all available rates and terms.

³Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.