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Digital Banking Maintenance:

Online and mobile banking will be temporarily unavailable for maintenance Sunday, December 7, from 12:00AM until 6:00AM EST. We apologize for any inconvenience. 
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Routing Number: #211382931
Routing Number: #211382931
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Checking & Savings
  • Checking
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Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
  • Mortgages
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  • Student Loans and Refi

Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
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Credit Cards

Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
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Investments
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Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
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One-on-one guidance from a local agent and the right coverage at the best price.
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Business
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Business Lending Solutions

Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
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Home Improvement Loan

  1. Home
  2. Home Loans
  3. Home Improvement Loans

Let Us Help You Get the Job Done

Whether you’re a DIY expert or hiring a contractor, a home improvement loan is perfect for small, fixed-budget projects without using your home as collateral.1

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Flexible Coverage & Expert Support

  • Apply online for a quick closing
  • Terms up to 120 months (10 years)
  • Borrow without using your home as collateral

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.2
Go Digital Today
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Home Improvement Loan

Loan Amount Term APR* Payment per $1,000 Based On
$500 to $50,000 up to 60 months as low as 11.49% $21.99 60 months
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1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 6/23/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate. Includes a 0.50% discount for electronic payments from a Workers Checking Account.

2Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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NMLS #472618
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Routing #211382931