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Routing Number: #211382931
Routing Number: #211382931
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Checking & Savings
  • Checking
  • Savings
  • CDs
  • Money Market
  • Relationship Banking
  • Student Banking

Advantage Checking

Free checking that earns high interest or cash back while you spend. Get the Workers Advantage today!
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Loans
  • Mortgages
  • Home Loans
  • Personal Loans
  • Vehicle Loans
  • Student Loans and Refi

Find Your Perfect Home

Your mortgage should be the easy part. We have the right products and experienced team to get you home.
Learn more about our mortgage loans
Credit Cards
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Credit Cards

Meet your new favorite credit card for your personal or business use with rewards options to fit your budget.
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Investments
  • Investments & Planning Solutions
  • Trust & Will

Investments & Planning Solutions

Plan, protect, and grow your financial future with a trusted financial advisor who will work with you to develop strategies tailored to your needs.
Learn more about our Investments & Planning Solutions
Insurance
  • Home Insurance
  • Vehicle Insurance
  • Other Insurance Options
  • Pay Your Bills
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Auto Insurance

One-on-one guidance from a local agent and the right coverage at the best price.
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Business
  • Business Lending Solutions
  • Business Accounts
  • Meet the Business Team
  • Business Credit Cards
  • Business Insurance
  • Merchant Services

Business Lending Solutions

Grow your business with a partner that has the loan options and expertise that will help get you to the next level.
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Home Equity Loan

  1. Home
  2. Home Loans
  3. Home Equity Loans

Financing Options Worth Hammering Home

Borrowing from the equity in your home is a great way to help keep your costs down. Complete a large project around the house or consolidate debt into a fixed payment each month.1

 

Apply Now

As low as 6.750% APR1,2 for 60 Months

  • Minimum Loan Amount $25,000
  • Loan terms up to 240 Months (20 Years)
  • 80% and 90% loan to value options3

Home Equity Loans - 90% Financing

HomeEquityPlus

Term APR* Payment per $1,000 Based On
Up to 60 Months 7.750% $20.16 60 Months
Up to 120 Months 8.000% $12.13 120 Months
Up to 180 Months 8.250% $9.70 180 Months
Up to 240 Months 8.500% $8.68 240 Months
Apply Now

Home Equity Loans - 80% Financing

Term APR* Payment per $1,000 Based On
Up to 60 Months 6.750% $19.68 60 Months
Up to 120 Months 7.000% $11.68 120 Months
Up to 180 Months 7.250% $9.13 180 Months
Up to 240 Months 7.500% $8.06 240 Months
Apply Now

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.4
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1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 6/20/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate. Includes a 0.50% discount for electronic payments from a Workers Checking Account.


2The Annual Percentage Rate (APR) on a home equity loan is as low as 6.500% APR for Up to 60 Months. The monthly payment per $1,000 borrowed is $19.57. Taxes and insurance not included. Actual payment obligation may be greater. Early termination fee applies.


3Maximum combined loan to value is 80% or 90% for owner-occupied primary residence. Investment properties are not eligible. Homeowner’s insurance is required. Minimum loan amount is $25,000. 


4Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
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119 Russell Street, Littleton, MA 01460
Contact Us | 1-800-221-4020
Contact Center Hours
M-F | 8am - 6pm
Sat | 9am - 12pm
Sun | Closed
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NMLS #472618
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Routing #211382931